Hurricane Deductible

Do you know your Hurricane Deductible and How it works?

• A Hurricane Deductible is a percentage applied to your Coverage Limit ( not the claim amount).
• Example: $500,000 Dwelling Amount times 5% Hurricane Deductible is a $25,000 Deductible. 
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• Different Carriers apply different Hurricane Deductibles. Some apply 5% across the board, while others apply 0 to 5% depending on the distance to the water.  2% is $10,000 verses $25,000 at 5%.

Your Independent Agents knows where to obtain the best deductible for your location.